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Frequently Asked Questions

About UTC Connect

UTC Connect is an online information portal that was specially developed for Public Mutual's UTCs and PRCs. UTCs/PRCs are highly encouraged to login to this portal to monitor their business as well as to keep themselves updated on the Company’s latest announcements, news and more.

Access to UTC Connect is available free of charge to all UTCs/PRCs upon successful registration as a UTC Connect subscriber.

Access outside Malaysia
UTCs/PRCs can access to Public Mutual UTC Connect from outside of Malaysia/ overseas to view information. However, if UTCs/PRCs wish to perform any transactions they are required to have a Malaysian mobile service number and access to international call roaming service in order to receive the PAC.

Register for UTC Connect

How do prospective UTCs register for UTC Connect?
During registration as a UTC, the applicant would complete details required for sign up of UTC Connect services as it has been incorporated into the UTC's Application Form. The UTC Connect application will be processed within 3 working days upon the issuance of new UTC Code.
Go to [How to access UTC Connect upon new application?] for more info.

How do existing users reapply for UTC Connect?
Go to [Forget UTC Connect User ID and/or Password] for more info.

How to access UTC Connect upon new application?

Once the UTC Connect account (i.e. user id and password) is processed, an email notification* with the subject line ‘UTC Connect Access’ from ‘utcconnect@publicmutual.com.my’ will be sent to UTCs/PRCs’ registered email address.

UTCs/PRCs can perform first time login and simultaneously set up a new user ID and password according to the simple step-by-step guide provided in the email:-

First Time Login Guide
1
Open https://www.publicmutualutcconnect.com.my
2
Click on the hyperlink - 'Click here to register UTC Connect online!'.
3
Enter all the information required.
  1. For prospective UTCs who had just received their UTC Code i.e. Your UTC Connect 'User ID' will be defaulted to UTC Code. The default user ID can be found from the email notification.
  1. For existing users, their new user ID contain variable numbers generated by the system. Therefore, existing users must refer to the latest email notification for new User ID.
Thereafter, tick the Terms and Conditions checkbox and click on Agree button after going through the 'Terms and Conditions'.
4
Click on Next button to proceed.
5
Enter all the information required (Verification Code will be sent to your registered email).
Then, click on the hyperlink - 'Request PAC' to obtain the PAC No. from your registered mobile number.
6
Click on Confirm button to complete the process.
7
UTCs/PRCs may login to UTC Connect with their User ID and Password.
Upon the successful login, UTCs/PRCs may browse through UTC Connect to obtain the latest information and updates from Public Mutual.

Useful Tips
If UTCs/PRCs didn’t receive the email notification, they may opt for either one of the following methods:-
Forget UTC Connect User ID and/or Password
Forget UTC Connect User ID and Password
1
Open www.publicmutualutcconnect.com.my
2
Click on the hyperlink - 'Forgotten your user id and password? Click here'
3
Enter all the information required.
Thereafter, tick the Terms and Conditions checkbox and click on Agree button after going through the 'Terms and Conditions'.
4
Click Next to proceed.
5
Enter all the information required (Verification Code will be sent to your registered email).
Then, click on the hyperlink - 'Request PAC' to obtain the PAC No. from your registered mobile number.
6
Click Confirm to complete the process.
Forget UTC Connect Password
1
Open www.publicmutualutcconnect.com.my
2
Click on the hyperlink - 'Forgotten your password? Click here'
3
Enter all the information required.
Thereafter, tick the Terms and Conditions checkbox and click on Agree button after going through the 'Terms and Conditions'.
4
Click Next to proceed.
5
Enter all the information required (Verification Code will be sent to your registered email).
Then, click on the hyperlink - 'Request PAC' to obtain the PAC No. from your registered mobile number.
6
Click Confirm to complete the process.
UTC Connect Error Messages
Authentication failed: Please call our Agent Service Hotline at 03-2022 6300 for further assistance.
UTCs/PRCs may:
  1. Reset the user ID and password via the UTC Connect login page. More info >
  2. Reset the password via the UTC Connect login page. More info >
Access denied. Please call our Agent Service hotline at 03-2022 6300 for further assistance.
UTCs/PRCs’ login credential is no longer valid to access the systems. Hence, UTCs/PRCs may confer with their respective branch manager for clarification.
Invalid entry. Please call our Agent Service for further assistance.
UTCs/PRCs may receive the message when resetting their user ID and/or password online due to wrong information being entered. UTCs/PRCs are required to enter correct information before they are allowed to go to the next step.
We are unable to process your request at this time. Please try again later.
UTCs/PRCs may receive the message when resetting their user ID and/or password online due to 3 failed attempts, i.e. wrong information was entered. Hence, UTCs/PRCs may try again to reset their user ID and/or password after 30 minutes upon receiving the message.
Username already taken.
UTCs/PRCs may receive the message when resetting their user ID and/or password online due to the same User ID found in our record. UTCs/PRCs may retry using a different user ID.
Invalid Pac No. Pac will be expired in 60 second.
  • PAC expired (valid only 60 seconds)
  • Incorrect PAC entered
UTCs/PRCs may receive the message when resetting their user ID and/or password online due to the wrong PAC number being entered or the PAC number entered has expired, i.e. it exceeds 60 seconds from the receiving time. Hence, UTCs/PRCs are required to request a new PAC number.
You have exceeded the request limit. Please try again later.
UTCs/PRCs may receive the message when requesting multiple PAC while the existing PAC is still valid. Hence, UTCs/PRCs may request a new PAC again after 60 seconds upon receiving the message.
Investor Engage / Business Management Error Messages
Investor Engage
Investor not found.
UTCs/PRCs must enter the investor’s* valid NRIC/ other ID
*The investor must have SA & investment fund account with the servicing UTC/PRC
Investor Engage
SecureSign not register.
UTCs/PRCs must register for SecureSign through UTC@Work app using their mobile device.
Investor Engage
Authentication failed. Please check your authentication request.
SecureSign was rejected by the UTC/PRC. Therefore, UTCs/PRCs must request a new SecureSign and approve within 120 seconds.
Investor Engage
Request failed. Please call our Agent Service Hotline if you need further assistance.
UTCs/PRCs may try again shortly due to a system intermittent issue.
UTC@Work
Request expired. Please request a new SecureSign.
UTCs/PRCs must request a new SecureSign and approve within 120 seconds.
UTC@Work
You do not have any request.
UTCs/PRCs must register for SecureSign through UTC@Work app using their mobile device.
Business Management
This service is not available, as you have not fulfilled your CPD points. Please register for courses or attend e-learning to fulfil your CPD points.
UTCs/PRCs are required to register for courses or attend e-learning to fulfil the yearly CPD points requirements. Access to the systems will be unblocked within one (1) to two (2) business days upon the fulfilment of the required CPD points.
Investor Engage Business Management
Access denied. Please call our Agent Service hotline at 03-2022 6300 for further assistance.
UTCs/PRCs’ login credential is no longer valid to access the systems. Hence, UTCs/PRCs may confer with their respective branch manager for clarification.
IT Related Questions
  1. Is Public Mutual UTC Connect secure?
    Public Mutual is committed to high standards of security and confidentiality. We have put in place an industrial strength security framework to ensure that you can use Public Mutual UTC Connect with full confidence.

    All your information transmitted over the Internet is encrypted to ensure confidentiality and data integrity. This strong encryption prevents eavesdropping and unauthorized alterations to the information that you transmitted.

  2. Can I access Public Mutual UTC Connect using a public PC?
    We do not recommend accessing UTC Connect using public/shared PCs and public Wi-Fi hotspots. These mediums are not secure and may expose yourself to security risk which the computer may be infected by malicious program, rootkit, viruses or spywares.

  3. What is the recommended browser?
    Best viewed in Microsoft Edge.

  4. What should I do if I experience a slow response while accessing the internet?
    The slow response you are experiencing could be caused by any of the following reasons:
    1. You may not be using the recommended browser, operating system or hardware
    2. Your Internet Service Provider, Local Area Network (LAN) or our system may be experiencing heavy traffic
    3. Your computer may be infected by malicious programs, rootkit, viruses or spywares
    4. Your browser’s cache memory may be cluttered.

    View below to check how you can clear your browser’s cache.

  5. Do I need to clear cache memory after I have finished my Public Mutual UTC Connect session?
    Yes, it is recommended to clear cache with all sensitive sites. Or alternatively, you could perform browsing with incognito/private mode with internet browser.

    You can clear your browser’s cache memory as per follows:

    For Microsoft Edge:
    Click the “Tool menu” (three dotted lines in the upper-right corner)
    Click “setting”
    Click “Privacy, search, and services”
    Under Clear browsing data, select Choose what to clear
    Check boxes for “Cached images and files” and “Cookies and other sites data”
    Click “Clear now”
    Close and reopen your Edge

    For Mozilla Firefox:
    Select “Tools” (located at the top of your browser’s window)
    Choose “Options”
    Click “Privacy & Security”
    Click “Clear Data” under the “Cookies and Site Data”
    Check the box for “Cached Web Content”
    Click “Clear”
    Close and reopen your Mozilla Firefox

    For Google Chrome:
    Click the “Tools menu” (three dotted lines in the upper-right corner)
    Click “More tools” > “Clear browsing data”
    Choose time range. Select “All time” to delete everything
    Check boxes for “Cookies and other site data” and “Cached images and files”
    Click “Clear data”
    Close and reopen your Google Chrome

    For Safari
    Click on “Safari” on the top menu bar
    Click “Preferences”
    Click “Privacy tab”
    Click “Manage Website Data”
    Click "Remove All"
    Click "Remove Now"
    Close and reopen your Safari

  6. What if my computer crashes or gets disconnected from the Internet when I am in the middle of performing a transaction?
    1. If you are in the middle of transaction when the crash or disconnection happened, you should reboot and connect your computer or use another computer to login into your account, or reconnect to the internet again and check for any pending transaction (or)
    2. Contact Agent Service Hotline at 03 - 2022 6300 for further assistance.

  7. What if I leave Public Mutual UTC Connect screen idle for a period of time?
    For security reason UTC is recommended to logout and not to leave the UTC Connect page idle to prevent misuse or unauthorized access.

  8. Do I need to enable "cookies" in my browser when using Public Mutual UTC Connect Services?
    Please enable cookies when using Public Mutual UTC Connect Services.

  9. Can I use browser other than Microsoft Edge?
    Yes. However, we recommend you to use Microsoft Edge for best view.
Personal Authentication Code (PAC)
  1. What is (PAC)?
    Personal Authentication Code (PAC) is a system generated authentication code which is unique and acts as an additional layer of security to protect your online transaction.

  2. What if the PAC does not transmit to your mobile phone after numerous attempts of requesting for PAC?
    Failure of PAC not successfully transmitted via SMS could be due to the following possibilities:-
    1. UTC's mobile number may differ from the mobile number registered with Public Mutual. UTC is required to update your latest mobile number by submitting the "UTC's Mobile Number Amendment" form personally at any of our servicing branches.
    2. UTC may have been blocked from receiving SMSes from short code of 66300. UTC may call the respective telecommunications company to uplift the block.
    3. Please check with telco if you have not receive PAC after couple of attempts.

    Alternatively, UTCs may contact Agent Service Hotline at 03-2022 6300 for further assistance.